In addition, Halifax has also cut the rates on its 0 to 90% LTV five year fixed first time buyer and home mover products, and 0 to 85% LTV five year remortgage products by up to 0.45%.
Headline rates include a two year fixed rate for first time buyer, home mover and remortgage products with 85% to 90% LTV rates now 3.19% with a £495 fee, and 3.39% with no fee for first time buyers and home movers.
Also included is a 75% to 85% LTV rates at 2.14% with a £495 fee and 2.34% with no fee for remortgage customers.
There is a five year fixed rate for first time buyer, home mover and remortgage products at 8% to 90% LTV rates at 4.24% with a £495 fee and 4.44% with no fee for first time buyers and home movers.
Finally, it has announced an 80% to 85% LTV rate at 3.84% with a £495 fee and 4.04% with no fee for remortgage customers.
‘Halifax is committed to providing competitive mortgages and great service to our customers,’ said Craig McKinlay, mortgages director at Halifax.
‘The reduction in rates across our two and five year product range for first time buyers, home movers and remortgage customers will enable us to continue to support first time buyers and those moving up the housing ladder,’ he added.