From today (Wednesday 25 January) the Yorkshire will be cutting rates throughout its range with particular focus on 90% LTV lending across various fixed terms.
Available in branch, 90% LTV rates start from a two year at 4.49%, a three year at 4.59% and a five year at 4.79%. All of these are available with a £995 fee.
Lower fee options and products with incentives are also available for borrowers and first time buyer products are also seeing a reduction with rates from 4.99%, with no product fee, a free valuation/legal fees and £500 cash back.
‘We are always looking at ways to offer better value to our customers and are pleased to be in a position to re-price a number of our products with particular focus on our 90% LTV tier. We believe this focus will help more people get on the property ladder, predominantly those who have a limited deposit,’ said Yorkshire Building Society mortgage manager Alice Leslie.
In addition to changes to the 90% lending tier a two year fixed rate mortgage will be available up to 75% LTV at 2.84%.