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Zephyr cuts fixed rates

Buy-to-let lender Zephyr Homeloans has cut two-year fixed rates by up to 0.16%, and five-year fixed rates by 0.06%.

For properties with an A to C-rated energy performance certificate (EPC) the lender is now offering products between 3.64% and 5.64% on a two-year fixed rate, standard buy-to-let mortgage to 65% LTV.

With five-year fixed rates they are priced between 4.69% and 5.49%.

Paul Fryers, managing director at Zephyr Homeloans, said: “Our new rates provide landlords with the choice and flexibility to enable them to find the deal that best suits their budgets.”

For properties with a lower EPC rating buy-to-let rates are generally 0.10% more expensive.

Mortgage offerings are available with fees of 3%, 5% and 7%.

The company is also offering 6.19% and 6.29% with 0% product fees on five-year fixed standard buy-to-let mortgages at 80% LTV for properties with an A to C-rated EPC and a D or E-rated EPC rating, respectively.