Direct Line for Business launches ‘fixtures and fittings’ cover for landlords

Direct Line for Business has launched an additional coverage option to its landlord Insurance policy for those who own a residential property on a leasehold basis, such as in a purpose-built block of flats.

Leasehold landlords who are not responsible for buildings insurance can now insure their permanent fixtures and fittings the freeholder’s building policy will not cover.

Jamie Chaplin, landlord business manager at Direct Line for Business, said: “We are continually evolving our landlord insurance product to meet the needs of customers.

“Our expansive cover for landlords renting out leasehold properties helps them protect their investment by allowing them to insure their internal permanent fixtures and fittings which aren’t covered under the freeholder’s buildings policy.”

Given an average bathroom suite alone is typically priced at £1,000 according to, the value of fixtures and fittings in a rental property can be significant.

The new cover will protect landlords renting out properties by covering them against the risk of damage to these ‘fixtures and fittings.’