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Kent Reliance for Intermediaries Increases Maximum LTVs

Kent Reliance for Intermediaries, part of the specialist lender OSB Group, has increased the maximum loan-to-value (LTV) limits across its ranges of prime and near prime residential mortgages, and buy to let products.

The lender has increased the LTV on its prime and near prime residential mortgages to 90 per cent and 85 per cent respectively, and up to 80 per cent on its buy to let mortgages.

Key highlights of the ranges include:

Prime residential

  • Rates from 3.24 per cent
  • Max LTV increased from 75 per cent LTV to 90 per cent LTV
  • Loans up £3 million available
  • Interest only option available to 85 per cent LTV

Near prime residential

  • Rates from 3.49 per cent
  • Loans up to £3 million available
  • Max LTV increased from 75 per cent LTV to 85 per cent LTV

Buy to let

  • Rates from 2.99 per cent
  • Loans up to £3 million available
  • Single, HMO, MUB applications accepted on the same rates
  • Available to all borrowers – individual, first time landlords, limited company, LLPs
  • Removal of LTV restrictions for larger specialist deals

Adrian Moloney, group sales director, Kent Reliance for Intermediaries, said: “This exciting new range of products gives brokers and their clients a much wider range of options. The higher LTV limits on our residential mortgages are ideal for those specialist cases which require a more manual underwriting approach, whilst our new buy to let range of products is suitable for first time and more experienced landlords alike. With our award winning business development managers on hand to guide brokers towards the best lending solutions for their clients, combined with our flexible underwriting and individual case assessments, we really can help with those cases that need an expert approach.”