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Smartr365 to integrate with Mortgage Engine for automated DIPs

Smartr365 will integrate with Mortgage Engine to give users access to Santander for Intermediaries and NatWest Intermediary Solutions for automated decision in principle (DIP) submissions.

This partnership expands Smartr365’s lender connections, following integrations with Nationwide (June 2019) and Halifax (March 2018).

The integration gives Smartr365 users multi-DIP functionality for both new lenders, and advisers will have access to any new lenders connected with Mortgage Engine in future.

Conor Murphy, chief executive of Smartr365, said: “Smartr365 is driven by making advisers’ day-to-day roles easier.

“Simplifying the application process is a vital step in this, and that starts with automating DIPs.

“Our new partnership with Mortgage Engine will automate this process for our users when submitting to Santander and NatWest, saving time and money and helping them to focus on delivering outstanding customer service.

“We look forward to the future development of the partnership as we work together to improve the mortgage process.”

Live testing is set to begin in December 2019, with Smartr365 set to have full access to Santander and NatWest’s services from the end of January 2020.

The partnership will eventually expand beyond DIPs to cover the full mortgage application process with all lenders accessible through Mortgage Engine.

Cloe Atkinson, managing director at Mortgage Engine, added: “We launched Mortgage Engine to help improve efficiencies at every stage of the mortgage application process.

“Mortgage Engine works like a travel adaptor connecting the back-end systems of intermediaries to those of lenders through API-powered technology.

“The platform will also enable brokers to track their cases and get minute-by-minute updates on the status of applications.

“Integrating with Smartr365 takes this further to deliver a slick, joined-up mortgage journey for customers.

“Through Mortgage Engine, Smartr365 will immediately reap the rewards of a faster application process with multi-DIP potential, and advisers will have access to even more lenders in the future as we establish new connections.”