GB Bank has provided two financing facilities totalling £62 million for the acquisition and refinancing of residential, retail and office properties across London, arranged by SHC Capital on behalf of two property investment groups.
The transactions involve investment and stretched senior funding secured against tenanted multi-asset portfolios generating rental income. The properties span the West End and other London locations, comprising residential buildings, office space and high street retail units.
Deal structure and coordination
SHC Capital coordinated multiple lenders and stakeholders, including a major UK PLC, with GB Bank providing funding to meet completion deadlines. The finance is intended to improve income generation potential, support building upgrades and contribute to area regeneration.
Tony Tadros, director at SHC Capital, said the deal required careful structuring to deliver a blend of investment and stretched senior funding to a tight deadline. He noted the involvement of legal teams from BlackStone Solicitors and Seddons in completing the transaction.
The deals come as UK property buyers show less flexibility on compromises in the current market environment, while landlords continue to face legal liability considerations in their property management arrangements.
Lender expansion plans
Pankaj Thukral, chief lending officer and deputy CEO at GB Bank, stated the transactions required the bank to move quickly across multiple workstreams. He said GB Bank has ambitious plans for 2026 and 2027, with the successful deployment of these facilities putting the bank on track to exceed business goals.
GB Bank is working on an ongoing pipeline in excess of £100 million with SHC Capital, according to Thukral. These latest transactions bring GB Bank closer to £1 billion in lending, he added.
Hardik Gogia, relationship manager at GB Bank, noted the facilities were structured for two UK property investment groups, demonstrating the bank’s ability to deliver under pressure.
Market context
The transaction reflects continued activity in London’s commercial and residential property finance market, with specialist lenders providing structured funding for portfolio acquisitions and refinancing. The deals combine multiple asset classes across London locations, indicating investor appetite for diversified property holdings in the capital.
