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Long-term mortgages – an innovative step or a flash in the pan?

Last week saw the launch of a mortgage potentially fixed for 40 years.

Habito, which started life as a technology-driven mortgage broker, is very much looking to make a splash in the lending game with the product, named Habito One.

Products start from 2.99% to 60% LTV fixed for 10-15 years, all the way to a 36-40-year fix to 90% LTV, which is...

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