Bradford is the cheapest city for solo buyers, where average one bed properties can be purchased for just £67,370 on average.
In Bradford paying the mortgage and living expenses account for 43.8% of earnings.
This is based on estimated monthly mortgage payments of £272, a cost of living of £597 per month, with average monthly earnings of £1,983.
The second most affordable city is Derby, followed by Belfast, Glasgow and Aberdeen.
London is the most expensive city for solo buyers, with an average property price of £454,937 compared to earnings of £2,711.
The monthly mortgage costs and living expenses for a one-bed property equates to almost all of a Londoner’s average wage – 98.7%.
Other expensive places for solo buyers are Brighton and Reading, where a mortgage and living expenses account for 76.7% and 68.9% of earnings, respectively.