Conveyancing services provider LMS has launched Qualified Electronic Signatures (QES) for mortgage deed signing, allowing participating lenders and law firms to offer digital signing to customers.
The company has partnered with digital identity specialist Veyco to deliver the solution through its LMS Validate platform. The service is currently being used by lenders through LMS’s fee-assisted remortgage service, with a planned rollout to Panel Link customers in the next phase.
Three-minute process
QES enables mortgage deeds to be signed digitally, with identity verified to a regulated standard and document integrity protected. According to LMS, the process takes under three minutes on average and eliminates the need to print paperwork, arrange a witness or return documents by post.
HM Land Registry began accepting QES for property transactions in August 2025. The technology aligns with the Government’s Home Buying and Selling Reform Roadmap, which aims to digitise the property transaction process.
The introduction of QES follows broader digital transformation efforts across the property industry, building on LMS’s existing digital identity capabilities by combining identity verification and mortgage deed signing in a single digital journey.
Industry response
Suzanne O’Connor, Chief Relationship Officer at LMS, said: “Digital transformation is no longer about digitising individual steps in the property transaction – it is about connecting those steps to create a faster, more secure and seamless journey for everyone involved.”
Edd Prosser-Jones, Head of Partnerships at Veyco, noted that the process allows borrowers to sign deeds digitally and law firms to receive the signed documents directly, removing the need for printing, witnessing or posting.
Andy Roddy, Deputy Director of Digital Services at HM Land Registry, welcomed industry initiatives supporting the adoption of QES, stating it offers a high standard of identity assurance and security and can help make property transactions more efficient.
The rollout represents a step towards streamlining the conveyancing process, which has traditionally relied on paper-based documentation and manual processes. The technology’s acceptance by HM Land Registry provides a regulatory framework for wider adoption across the property transaction sector.
