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United Trust Bank launches first-time buyer mortgages

United Trust Bank (UTB) has launched a range of first-time buyer residential mortgages, with rates from 3.80%.

There are 2-year, 3-year and 5-year fixed rates for loans up to £500,000.

Buster Tolfree, commercial director – mortgages, United Trust Bank, said: “This is yet another step towards UTB offering a full suite of specialist mortgage products catering for customers requiring a bespoke underwriting approach rather than the sausage-factory attitude of more generic credit-score based high-street lenders.

“Brokers are increasingly discovering why UTB is a becoming a lender they should consider for cases needing more flexibility and common sense underwriting than mainstream lenders can deliver.

“We’ve supported brokers throughout the pandemic and their feedback on the development of our product range and technology led service has been overwhelmingly positive. We’re looking forward to another busy year and more exciting changes to come.”