West Brom for Intermediaries will no longer accept income from furloughed people at the time of application, whether fully or partially.
The lender has also changed criteria on remortgages and further advances on shared ownership and Help to Buy products.
Capital raising to purchase the final share on a shared ownership deal, or to fully repay a Help to Buy equity loan will now be accepted up to 85% LTV.
Where shared ownership remains the LTV is restricted to 80% LTV, while if any part of Help to Buy remains the lender will lend up to 75% LTV.
