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Zephyr Homeloans Reduces Mortgage Rates

Zephyr Homeloans, the specialist buy-to-let (BTL) lender owned by Computershare, has reduced rates across most of its mortgage products.

The lender is offering 2.64 per cent for a two-year, fixed-rate, standard property buy-to-let mortgage and 2.89 per cent for a standard, five-year, fixed-rate buy-to-let mortgage to both individuals and limited companies at 65 per cent LTV.

The lender’s rates for Houses in Multiple Occupation (HMOs), Multi-Unit Freehold Blocks (MUFBs) and specialist new build and flats above commercial property now start at 2.99 per cent for a two-year, fixed-rate buy-to-let mortgage and 3.33 per cent for a five-year, fixed-rate buy-to-let mortgage – both at 65 per cent LTV.

Paul Fryers, managing director at Zephyr Homeloans, said: “We’re constantly evolving our products for BTL landlords in an extremely fast‑moving market. Our new rates may appeal particularly to landlords who may have held back from increasing their portfolios last year but who are now looking to invest.”

Zephyr Homeloans is a trading name of Topaz Finance Limited, a part of the Computershare Loan Services division of the Computershare group.